We help you achieve your financial goals by having negative accounts completely deleted or removed from your credit report.
Most people have inaccurate accounts (collections, charge offs, late payments etc.) reporting on your credit report and dropping your scores. Even if you may feel you have “earned” the negative information, the creditors or companies reporting the information are required to follow certain laws and statutes when reporting. Most do not because it is time consuming and not cost effective. They report the information; the bureaus place it on your credit report and there is no verification process.
When you have our service represent you, we challenge this information directly with the bureaus. If we are able to find any laws or statutes that were not completed or followed, the creditor or company reporting the information is not permitted an opportunity to correct the mistake. THE INFORMATION MUST BE DELETED.